The cost of the service is:

• Yearly: $499 per year

• Monthly: $49 per month

• Weekly: $24 per week

Payments are processed via PayPal on the front page of the website at rickjshandicappingpicks.com.

Subscriptions include access to all active sports picks, daily game roadmaps, email and Discord delivery via the RickJSports channel, and investing commentary on the RickJInvest Discord channel — all at no additional cost.

The 50% Refund Pledge applies to all subscriptions:

Good — that's even stronger. Here's the updated body:

If RickJ does not have a winning MLB season in any year you are subscribed, you will automatically receive a 50% refund for that subscription period — not a credit, not a rollover. A real refund back to you. No need to request it.

This is an ongoing commitment that applies every MLB season, not a one-time offer. It is RickJ's way of putting skin in the game alongside his subscribers. No other handicapping service does this.

You get a full suite of information covering every active sport:

• Plays on all active sports: NFL, NBA, NHL, MLB, CFB, CBB

• A daily breakdown of every game on the schedule by Model, Variable, and % Public

• Overnight plays — sent the day before the game, with a predicted line movement direction that has been over 70% accurate

• Regular plays (1 unit and 1/2 unit) released from early morning through game time on the day of the game

• Game breakdowns delivered 30 to 60 minutes before game time

• Direct access to RickJ via email at riccja3@gmail.com — questions answered usually within minutes

• All plays and roadmaps delivered via email and the RickJSports Discord channel

• Investing commentary on the RickJInvest Discord channel, included at no additional cost

The 50% Refund Pledge: if RickJ does not have a winning season in any year you are subscribed, you receive a 50% refund for that subscription period — not a credit, not a rollover. A real refund back to you. This is an ongoing commitment, not a one-time offer.

All plays and roadmaps are delivered via email and through the RickJSports Discord channel. If you are not already in the Discord, get there — it is the fastest way to receive plays and interact directly.

Overnight plays are sent out the day before the game between 2 and 3 pm PST. These also predict the direction of line movement, which has been over 70% accurate.

Regular plays — both 1 unit and 1/2 unit — are sent out from early morning through game time on the day of the game.

Game roadmaps — a full breakdown of every game on the schedule by Model, Variable, and % Public — are delivered 30 to 60 minutes before game time.

All subscriptions also include access to the RickJInvest Discord channel, where RickJ posts investing commentary and market analysis at no additional cost.

Questions can be sent directly to riccja3@gmail.com and are typically answered within minutes. On rare occasions within 24 hours.

RickJ's Handicapping Picks has been running for over 20 years out of Las Vegas, NV. RickJ has been publishing his plays as a winning handicapper daily on this site throughout that time. Records are maintained from the beginning, broken down by year and by sport.

RickJ is a retired litigator with 35 years of jury trial experience and 15 years of professional poker. Both disciplines taught the same lesson — human nature is the enemy of good decision-making under uncertainty. That understanding is at the core of everything here, from the handicapping methodology to the bankroll management philosophy.

There are no locks, no 99% plays, and no false promises. What you get is a documented 20+ year record, direct access to RickJ, and a 50% refund pledge if the season is not a winning one.

Records are kept publicly and broken down by year and sport. Review them before subscribing — that is exactly what they are there for.

There are no guarantees or representations of success. You will find no locks or 99% plays here. Handicapping is a tough grind built on small edges. Anyone telling you otherwise is selling you something they cannot deliver.

Here are the most recent documented season results:

• NCAA Football 2024: Sides 45-36-1, Totals 5-11

• NFL 2024-25: Sides 20-15

• NCAA Basketball 2024-25: Sides 47-44-4, Totals 5-8-1

• MLB 2025 (in progress): Sides 14-12 +8.51 units | Totals 13-12-2 -1.65 units | Combined +6.86 units | ROI 13.45%

The best way to set realistic expectations is to read the Must Read page on this site and review the full historical results going back to the beginning.

If you are looking for easy money, this is not the place. If you are looking for the best value in a handicapping service anywhere, this is it.

There are two decisions you need to make before placing a single bet.

First: Set your wagering bankroll. Set aside an amount that if lost entirely will not affect your financial life. This is money dedicated to wagering — not rent, not savings, not anything else.

Second: Bet exactly 2% of your bankroll on every play. As your bankroll grows your bet size grows proportionally. As it shrinks, so does your bet size.

From experience: 3% produces wild swings. Unless you are seasoned and have a strong stomach for variance, it will cause you problems. The higher the percentage, the greater your risk of ruin.

2% is the number I recommend. Your swings will be far more manageable and your exposure to negative variance significantly reduced.

Your bet size should rise and fall in step with your bankroll balance. I adjust my own bet size daily

The Big Three are the three core tools used in handicapping every sport:

Models — My own generated ratings for all sports. Not pulled from public sources. You will find these are among the sharpest in the business.

Variables — My basket of situational factors that have historically produced positive expected value when they occur. Variables are a handicapper's most guarded possession. Years of development sit behind what appears in your daily breakdown.

% Public — The public betting percentage. This is the cornerstone of handicapping sports. It provides the basic structure for identifying value and is the foundation everything else is built on.

These three are sent out daily on all games for that day, with the exception of college hoops — for CBB, breakdowns cover ranked team matchups only.

The most common use of the Big Three is as a filter. Personally, I need all three to align before I seriously consider a play. That reflects my conservative approach — I am deeply versed in both the positive and negative effects of variance in gambling.

If you are already interested in a particular game, pull up the breakdown. If any of the Big Three is pointing to the other side, filter the game out. If none of the three are present on either side, the decision falls to your own handicapping. The best scenario is when the Big Three lines up with your own read.

Most of my followers do some handicapping on their own. Many are extremely proficient at it.

The Big Three may look straightforward in presentation. It is not. What you are looking at is the product of extensive backtesting and years of real-time testing. You will not find a betting information breakdown anywhere that gives you a better head start at finding value — or saving you from losing it.

If RickJ does not have a winning MLB season in any year you are subscribed, you will automatically receive a 50% refund for that subscription period — not a credit, not a rollover. A real refund back to you. No need to request it.

This is an ongoing commitment that applies every MLB season, not a one-time offer. It is RickJ's way of putting skin in the game alongside his subscribers. No other handicapping service does this.